Beware: The Second Real Estate/ Property Collapse is Coming

The US and UK Banks have been illegally foreclosing / repossessing property, by not even checking paperwork and worse still, by forging it - whilst being bailed out by the Government with your future as collateral. Is that right or fair?

How come the overpaid Bankers and their pretentious solicitors fail to provide any copies of certified contracts or documents when requested? Maybe it's to hide fraud! And don't expect your MP or elected representatives to help - as the Government is busy enough trying to get money out of you for it's past mistakes and new ones as they work with the banks.

Watch this video for what's happening in the US - and then read on.


http://www.youtube.com/watch?v=tOmjYYaudU8

First it was sub-prime, now it's moving to the average/middle-class home owners! The Bankers will do whatever it takes to screw the money out of you.

They have gone to existing businesses in the UK and told them to make up the 75% Loan To Value difference, on demand, even if their properties are cash-flowing. Else they will be taken off them and sold at auction - most likely for a loss. How does that work or help anyone?
Only got a small mortgage? Did you know that if you lose your job, you won't be able to re-finance the equity! Fail to meet your mortgage payments and they'll still repossess you. Aren't you glad you did business with that lovely mortgage broker!

It's not all depressing. You can contact your mortgage company and ask for a payment holiday, they shouldn't refuse. Or don't pay them for a month or even two, then start your repayments and ask them to add the missed amount to your loan. Handy for Christmas hey ;-)

It appears that common sense says if you can't afford to pay your mortgage and are in huge negative equity then the real option seems obvious!

How much financial pain can people take before they say, "Screw It" and stop paying the crooked Bankers?

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It appears that the Government might actually want the repossessions and foreclosures to carry on as it provides an 'economical stimulus' as detailed below:

• Estate agents get paid (as they're not selling any houses on the open market in this economy)
• Estate Agent employees get paid
• Buying broker gets paid
• Selling Agent gets paid
• Selling Broker gets paid
• Brokers' employees get paid
• Old lender gets paid off
• Old lender employees get paid
• New lender gets new loan
• New lender employees get paid
• New lender sells to another new lender and is paid
• Solicitors get paid
• Solicitors office gets paid
• Loans get sliced and diced into credit default swaps and mortgage backed securities
• Slicer and dicers get paid
• Salesmen now sell this sliced and diced mortgage all over the world
• Government gets paid off taxes and get money on every ounce of profit that is made in this never ending chain
• New homeowner buys stuff at home depot / B&Q
• Home Depot / B&Q now have to hire more employees to deal with the homeowner demand
• And on and on....

So it's good for the economy if you look at it.  After all, someone has to pay the Estate Agents, Solicitors, Mortgage Brokers, Bankers and Government employees, else they'd have to go and do something productive for the world instead.

Modified from info found at: http://surviveandthrivetv.com

Osho - Societies condition the mind against the heart to exploit you

"Beloved Osho,

A question I have had since I was a kid and started seeing the ways of the world is: Why do people treat each other like they do? Where is the love, the compassion and the respect for each other? I think that everybody is longing to live in love and harmony with himself and all the human beings around. And I don't think there is any longing for hate, violence, and power over other people -- but this is what I see happening. WHAT IS IT THAT MAKES PEOPLE LIVE THIS UNNATURAL AND MISERABLE LIFE? Is it all conditioning, or is there something in man that makes him willing to go astray?


//Osho://

It is both. First, there is something in man that leads him astray. And secondly, THERE ARE PEOPLE WHOSE INTEREST IT IS TO LEAD HUMAN BEINGS ASTRAY. Both together create a false, fake human being. His heart longs for love, but his conditioned mind prevents him from love....

This is the problem. THE CHILD IS BORN WITH A HEART THAT LONGS FOR LOVE, but he is also born with a brain that can be conditioned.

SOCIETY HAS TO CONDITION IT AGAINST THE HEART -- because the heart will be always rebellious against the society, it will always follow its own way. It cannot be made into a soldier. It can become a poet, it can become a singer, it can become a dancer -- but it cannot become a soldier. IT CAN SUFFER FOR ITS INDIVIDUALITY, it can die for its individuality and freedom, but it cannot be enslaved. That is the state of the heart.

But the mind... THE CHILD COMES WITH AN EMPTY BRAIN, just a mechanism, which you can arrange the way you want. It will learn the language you teach, it will learn the religion you teach, it will learn the morality you teach. It is simply a computer; you just feed it with information.

AND EVERY SOCIETY TAKES CARE TO MAKE THE MIND STRONGER AND STRONGER so that if there is any conflict between heart and mind, the mind is going to win. But every victory of the mind over the heart is a misery. IT IS A VICTORY OVER YOUR NATURE, OVER YOUR BEING -- OVER YOU -- by others. And they have cultivated your mind to serve THEIR purposes....

SO THE MIND IS EMPTY, IT IS BRAIN -- you can put anything in it. And with twenty-five years of education, you can make it so strong that you forget your heart -- you will always remain miserable. The misery is that only your heart can give you joy, can give you happiness, can make you dance.

The mind can do arithmetic, but it cannot sing a song -- those are just not the capacities of the mind. SO YOU ARE TORN APART BETWEEN YOUR NATURE, which is your heart, and the society that is in your head. And certainly you are born -- everybody is born -- with these two centers. That is the difficulty.

And one center is empty. IN A BETTER SOCIETY, THE MIND WILL BE USED IN ACCORDANCE WITH THE HEART, to serve the heart. Then it will be a great life, full of rejoicings. But up to now, we have lived in an ugly society with rotten ideas. The society has used the individual's mind. And that vulnerability is there -- MIND CAN BE USED.

Now communists are using it in one way, fascists used it in Germany in one way. All the other religions are using it in different ways. But that vulnerability is with every individual: that YOU HAVE A MIND WHICH YOU BRING EMPTY. In fact, it is a blessing of existence -- but misused, exploited. It is given to you empty, so that you can make it perfectly subservient to your heart, to your longings, to your potential. Nothing is wrong in it. BUT THE VESTED INTERESTS ALL OVER THE WORLD HAVE FOUND IT A BEAUTIFUL OPPORTUNITY FOR THEM -- to use the mind against the heart. So you remain miserable and they can exploit you in whatever ways they want.

THAT'S WHY THE WHOLE WORLD IS MISERABLE. Everybody wants to be loved, everybody wants to love; but the mind is such a barrier that it neither allows you to love, nor does it allow you to be loved. In both the cases, THE MIND COMES IN THE WAY and starts distorting everything.

And even if by chance you meet a person you feel love for and the person feels love for you, YOUR MINDS ARE NOT GOING TO SETTLE. They have been trained by different systems, different religions, different societies.... And I have not seen any marriage between foreigners succeeding. They always fail, for the simple reason that THE TWO MINDS ARE BROUGHT UP WITH DIFFERENT IDEAS, filled with different programs.

IT IS EVERYBODY'S BIRTHRIGHT TO BE HAPPY, but unfortunately the society, the people with whom we have been living, who have brought us into the world, have not thought anything about it. They have just been reproducing human beings like animals -- even worse because at least animals are not conditioned.

This conditioning process should be completely changed. THE MIND SHOULD BE TRAINED TO BE A SERVANT OF THE HEART. Logic should serve love. And then life can become a festival of lights.

OSHO
Beyond Psychology
Ch #43: Logic should serve love"

Source: http://www.o-lume-mai-buna.org

Midlands - Internet Marketing, Business, Personal Development and PIN Xmas Dinner

If you live in the Midlands or the North, then you'll want to
know about these events and share them with your friends.

Also, when you get to the bottom - there's something in London
and an online opportunity so the rest of the country (and World)
don't feel left out.

These include learning and spending time with the BEST, including
Joseph McClendon, Simon Zutshi, Andy Phillips and Sohail Khan.


Stratford-upon-Avon, Saturday 13th November 2010
Internet Lead Generation Success with Andy Phillips
This is a 1-day workshop for Businesses and Property Investors
When it comes to Business on the Internet, Andy is the Man! 
http://whizkidz.networkbillionaire.com


Burton upon Trent, Tuesday 16th November 2010
The Laws Of Attraction with Joseph McClendon
Head Trainer and Master Instructor for Tony Robbins. Joseph has
taught millions with his ‘Next Step’ event and has toured the
world with Tony Robbins on the ‘Unleash the Power Within’ seminars.
CALL 01889 881488 NOW for more information and to BOOK
Quote: "Bobby Gill" or "Diane Hughes" for best prices


Birmingham, Friday 19th November 2010
Join us for the Property Investors Network Xmas Dinner and Party
with Simon Zutshi and the top UK experts in property. Not to be
missed! Book NOW: http://pin.networkbillionaire.com


London, Friday 19th November 2010 - The JV Club Mastermind
Hosted by JV Expert Sohail Khan and Mark Nathwani
By invitation only - Limited Guest Places Available:
http://jv.networkbillionaire.com


Want to find out what is happening to the economy?
Learn how to BUY GOLD as a savings plan and protect your wealth
Check out this site: http://gold.networkbillionaire.com


I hope to catch up with you before Christmas.
All the best,
Bobby

How to Be a Real Life Superhero - Making a Difference!

Random post for the day. Found a great site about Real Life Superheroes! www.reallifesuperheroes.org

As many feel that the Government, system and Police are letting them down and cannot be relied upon, individuals are doing that which the Police Force should be doing, standing up for Law and Order and Making A Difference.

This is not about vigilantes but doing what they believe to be the right thing and helping people whilst fighting crime.

Before you even say it - yes, some of these people may not act legally but are the majority of them doing anything fundamentally wrong?  No! Compare that with how often you see a Police Officer abusing their uniform and powers - all legally of course whilst making a paycheck.

Look beyond the Mask and costumes and see the real people, like you and me, prepared to step up and make a difference - regardless of what others think and judgment. Power to the people - and power to YOU!

P.S. You have to watch V for Vendetta. At least the 'average person' has a costume recommended for them when it is their time to take back their power. Or of course, you can do it as you are, part-time, and no-one will be the wiser ;-)

"Beneath this mask there is more than flesh. Beneath this mask there is an idea... and ideas are bulletproof. " - V

Youtube - V for Vendetta

P.P.S. MUST SEE Superhero films are Mystery Men, Watchmen and Kick-Ass (to name a few) and also Special

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How to Be a Real Life Superhero

I mean all those comic books, movies, tv shows, you’d think that one eccentric loner would have made himself a costume. Is everyday life really so exciting? Are schools and offices so thrilling that I’m the only one who ever fantasized about this? Come on, be honest with yourself. At some point in our lives we all wanted to be a superhero.

Steps
1. Be Realistic.While it’s great that you wanna become a superhero you should first be realistic, you obviously don’t have any superpowers so if you think you can just put on a costume and beat up some of the worst criminals your city has to offer then the only asshole who’s going to get hurt is you. Also remember that there is a thin line between superheroism and being a vigilante.

2. Choose what kind of Superhero you’ll be.I know it sounds weird but without superpowers or incredible gadgets and training (like Batman) its impossible to save everyone in need everywhere. You should decide early on whether you’ll be the kind of superhero who gives food to the homeless or the kind who goes around fighting crime.

3. Design a Costume.Make a costume that stands out and be original.If you go around dressed as Superman don’t be surprised if people think your going to a costume party.Remember you don’t need a costume made out of the best materials that money can buy, your costume can be made out of evrything from a wetsuit to bulletproof armor, be creative. Also you should carefully consider what kind of costume you will have, you can either have a costume that offers very little protection but is easy to put on and can be worn underneath normal clothes or you can make a costume that offers good protection but is hard to put on and can’t be worn under everyday clothes it’s your choice.

4. Think up a name.This is definitely the hardest step of all. Once you choose a name for your superhero you’re stuck with it for good (you’ve never heard of spiderman suddenly changing his name to arachnidman or whatever) so try to choose a name that’s cool (or you think it is anyway), original (for god’s sake don’t be a dick and call yourself superman or batman) and try to give yourself a name that holds meaning to you and don’t be afraid of being a superhero without a name, if anything the idea for your superhero name will come while your out being an awesome superhero.

5. Be confident.Not everyone can be a real life superhero. If anything the hardest part is people thinking your a joke. So always remind yourself of the good your doing for society and how you’ve made a difference. Also (and this is where everyone gets mixed up) you don’t need superpowers to be a superhero, famous superheros like Batman and Kick Ass <— My personal favorite, didn’t have superpowers and both were superheroes.

6. Train.Whether it’s exercising, practicing your street running or trying to jump from one building to another , it’s a good idea to train before you become a real life superhero.

7. Be well equipped.Buy pepper spray, a taser or even bulletproof armor. With being a superhero it’s much better to be safe than dead. If you want you can buy spy gadgets like tracking devises or secret recorders to catch a criminal. It really doesn’t matter as long as you have something to protect yourself with.

8. Watch Kick Ass or look at Superheroes Anonymous.Ever since it came into existence it has become a well known fact that Kick Ass (both the comic book and the movie) is the most kick ass badassdedness thing on the planet even more than Chuck Norris. But seriously Kick Ass is the best movie I have ever seen and it basically explains what being a real life superhero will be like (if you don’t prepare for it, in fact Kick Ass is what gave me the idea to write this article) although I wouldn’t do what Kick Ass does… that’d just be stupid. Also theres a bunch of people who have already made costumes for themselves and are real life superheros, they have even formed a website called superheroes anonymous if you can’t find it just google superheros anonymous, they all mean well but personally I think it’s almost as if it’s a religious order with them, they talk about the right path of a superhero and enlightenment (it’s pretty weird).

9. Don’t become a superhero for recognition or rewards. If you are becoming a superhero only because you want to be recognised or rewarded then don’t become one. A superhero does good because he knows it’s whats right not because he wants recognition or five minutes of fame. But if you do choose to become a superhero and you do become incredibly famous don’t forget to say how you were on the computer and you read my article and it inspired you to become a superhero. Now go and become the absolutely AWESOME superhero I know you can be. GOOD LUCK!

Source: Anonymous at How to Be a Real Life Superhero




Youtube - Real Life Super Heroes: In Their Own Words 

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Disclaimer: Please note that the linking of "V for Vendetta" to the concept of "Superheroes" does not imply that V was a hero! Killing (even in a film) is still murder, no matter who does it (as justified by individuals, serial killers, Police and Governments around the World).

This should sum it up better about V for Vendetta: "the film - on which Tony Blair's son Euan helped out during work experience - underlines the fact that one man's terrorist is another man's freedom fighter." - Source: www.telegraph.co.uk

Northern Entrepreneurs Super Conference

What can you get for £1.86 an hour? 

A fantastic weekend at the Northern Entrepreneurs Super Conference, that’s what!

Motorway closures, poor weather conditions, train cancellations, clashing events, ill health and the Halloween weekend did not stop the gathered throng of entrepreneurs from learning from some of the top international speakers at this inaugural conference. The net worth of the guest speakers ran into hundreds of millions of pounds, all successful experts in their own fields and all willing to share their knowledge with the eager audience.

We may have been co-hosting the event but we have absorbed massive amounts of valuable hints, tips and ideas from our guest speakers and attendees. Each speaker had something different to offer and sparked a few ideas in many of the delegates, myself included.

It was an excellent event with the room full of like minded people and we were all treated to some fantastic presentations that were inspirational, motivating and packed full of useful insights into what people can actually achieve when they have the right mindset.

Allan Kleynhans opened the event at the Hilton hotel, Manchester airport and our first speaker was professional property investor Simon Zutshi from PIN (Property Investors Network). Simon really got the audience buzzing with excitement when he shared some of his closely guarded secrets with us. A remarkable man with the drive and determination to succeed who was willing to offer personal guidance and training to those who wanted to take their property investments to the next level.

Allan also showed us how a small free application is sweeping across the world, saving its users money and providing an impressive income for its distributors.

Marie Claire Carlyle – The money magnet was superb, she made the room analyse their own limiting beliefs and then set about dispelling the myths that stop us from achieving the success we all work for. A real eye opener and brilliant speaker, thanks for sharing with us all and I cant wait to get stuck into your great book.

Michael Bradford demonstrated the power within each of us and how we allow negative experiences to stop us from achieving success. His intuitive methods have aided well known multi Billion corporate companies and individuals to overcome these energy blockages and reach the goals they were aiming for. Very inspirational.

Glenn Armstrong shared his extensive property knowledge and gave an excellent presentation, the feedback I got from some delegates was excellent as he had challenged their way of thinking with some of the strategies he shared, and one person even remarked that Glenn was “thinking so far outside the box that he needed a new one”.

Zoe Cairns was a real trooper; even though she was feeling very ill she shared some useful knowledge on the advantages of social media and how it can be used efficiently and effectively. Even I had not realised that there were so many different tools available and social media channels to post to. Thanks Zoe, I learned lots from you.

Clive Arneil shared some stock market secrets and showed the room how to take advantage of various market scenarios. Fascinating presentation and some very clever speculation methods.

The Gold guys were also excellent, they gave a real insight into the global economy and just how unstable paper money could be. They made a great deal of sense and I have already asked them for more information, I will share it with you in due course.

Richard Shepherd brought the event to a close with a workshop on lease options and I actually understood how to make real money from control of property. That was something I have really struggled to get my head around previously but Richards approach was terrific. He showed us how to turn possibly problematic and unprofitable properties into profitable deals that were win/win for all concerned. That exercise really helped a few people and a huge thank you from me because I got it, finally!

There were a few joint venture deals going on between delegates and a few people will be doing increased business as a direct result of attending this first Northern Entrepreneurs Super Conference.

The whole weekend was superb, if a little tiring, but when you have so many like minded people together all getting a great deal out of something then it becomes an extremely positive atmosphere and we left the venue excited for the future, despite the continual media reports of doom, gloom and depression. As one of the organisers of the event I have learnt a few things and the lessons will go a long way to making sure the next event will be even better.

With each speaker revealing tips that were already tried, tested and proven to really work and earn, generate and release serious amounts of money, what did attendees get for their £1.86 an hour?

Unbelievable value for money!

2 Tickets for £67 / 18 hours content = £1.86 = Unbelievable value for money!

NEXT EVENT - Spring 2011

Write up by Mike Clarke at www.mypropertypowerteam.co.uk