"Don't part with your dreams - when they are gone you may still exist but you will have ceased to live" - Mark Twain

"Do you know that this blog wouldn't exist if it wasn't for you being here to read it!?" - Bobby Gill

Thursday, 23 September 2010

Autumnal (Fall) Equinox 2010: Time for Change!

Are you wondering what's going on with the World? Like why are all the systems collapsing? Is there any chance to save them? Governments and Banks filling their corrupt pockets?

AND Where did all the money go?

If you get your information from the Newspapers, TV and Politicians - then good luck expecting honest answers!

Maybe it is time to let go of the old and embrace the change... as CHANGE is going to happen anyway! Be part of the movement and not the resistance, make decisions and act instead of fighting the inevitable. Go with the flow...

If you know the truth comes from Nature and within YOU, then read on, here is some information from the Universe on the Autumnal Equinox: 23rd September 2010 (03:09am to be precise)


P.S. Some people may think I'm nuts - but at least I'm not completely lost like some! Cracker anyone? ;-)

(Obligatory Bobby humour on a serious matter - Peace!)

"2010 Fall Equinox: September 22, 2010

The Fall Equinox has arrived, the time to see our endeavors as aspects of the collective mind. We begin by reviewing our 2010 Spring Equinox intentions: How are your creations coming along? Assess your progress by clearly identifying what you have attained and learned over the past six months, because your works become part of the larger whole during the fall. If you've already completed your intentions, then you are on your path! Congratulations for making progress. The Fall Equinox is when we get honest about what we are doing, and we will do so because this fall will be emotionally explosive. If you're still working on some of your intentions, be clear about what you've already accomplished; then you may find your creations complete as they weave into the collective mind. This is especially likely because the collective field is changing so rapidly. If something you intended to create just didn't happen, zippo!, out it goes, since it probably didn't really matter to you anyway.

We have just lived through an extraordinary summer of deep structural change that is starting to release great individual creative potential. Yet, the collective field is very confusing because people moving in new directions are tripping over old cluttered systems that keep on collapsing. As National and Planetary Underworld systems-wars, financial hierarchies, industrial systems, and medical programs-become untenable, people hold onto old ways like ratty little dogs biting pant legs. Stuck in old mindsets, angry and rude, they pollute the political climate and Nature. Meanwhile, if you can release the useless old ways, you can fly through the solid dimension. Wizards who fly around on magic carpets in the sixth dimension are moving the energy now, which will have a huge effect on the solid world this fall. [See Alchemy of Nine Dimensions.]

Creative energy has been withdrawn from collapsing systems at the grass roots level, since many people don't care about saving them. People are walking away from communities that have been reduced to abandoned roads, rotting bridges, and boarded-up houses. Many older people just throw away their prescription drugs and go out for a walk in the sun. Soldiers back from Iraq weigh their chances of getting called up to Afghanistan. They wonder if they should just quit and throw away their pensions, free housing on the base, and the slim chance for medical coverage. Prisons are closing because the profits aren't high enough and people are getting out of jail. This fall is the golden moment when you can take charge at the local level. Change happens at the local level, and this Fall Equinox and Libra New Moon predict the rise of grassroots movements. Possibly your 2010 Spring Equinox intentions are the seeds for new grassroots endeavors in your area?

Usually, the Sun moving into Libra just wants to have a nice party and experience la-la-la harmony. But not this year! The equinox Sun is approaching an exact square to Pluto in Capricorn and a conjunction to Saturn. A few hours after the equinox, the Moon goes into Aries and opposes the Sun-a tense early cardinal Full Moon that squares newly direct Pluto close to the Galactic Center. Simply put, this fall is the reckoning time for Earth's organizational systems, a time when you must evaluate your place in them. Systems don't function when people lose belief in them. The Fall Equinox chart predicts great change, and the worst thing you could do is resist or do nothing. This Sun in Libra shouts, "Make decisions and act!"

Mars and Venus very close together in Scorpio make us feel very creative and emotionally responsive as long as we don't get stuck. If you feel jammed in a corner, take a long walk and talk yourself out of it. People won't think you're crazy, since these days everybody talks out loud in the streets. The equinox chart suggests things are so difficult that many people are going to just get moving. You want to be part of the movement, not the resistance. Politicians will try to milk the public treasury far as long as possible, but the people demand new things that work. Like, where'd all the money go? On September 30, the Sun makes it to Saturn, when many people will make hard choices and stick with them. People will be moving out of houses they don't own, dead-end jobs, and lifeless relationships.

The Sun approaching Saturn is the grounder for this equinox; this aspect is very much needed as the Sun moves into Libra and opposes Moon, Jupiter, and Uranus clutched together in 27-28 Pisces. The Neptunian triple conjunction intensifies the summer's dream of compassionate transformation. Then the Moon moves quickly over Jupiter/Uranus, and demands action when it goes into Aries at the Full Moon. This Full Moon right after the equinox opens our hearts and feelings to the wild transformations that were inspired by the Jupiter/Uranus conjunctions during the summer. The first conjunction was in early June, and the second one right before this equinox on September 18.

The cardinal T-squares stretched each one of us out on the rack all summer, while Jupiter/Uranus opened new creative fields. Now as the Sun goes into Libra, Jupiter-exact-conjunct-Uranus will blast open more creative potential. When Jupiter conjuncts Uranus, irresistible new projects just appear. For example, during their first conjunction in early June, I noticed that our city council was suddenly pushing for big and unexpected reforms, which many people felt they couldn't stop. Then a nearby sleepy island suddenly decided it wanted to become a National Park! These crazy ideas made my head spin all summer, and maybe you noticed things like this in your hometown? Meanwhile, all this occurred amidst the unbearable personal tension of the cardinal squares, which now, thankfully, are pulling apart, allowing ideas to release.

The first exact conjunction of Jupiter and Uranus was June 8 in Aries. Now retrograde, they conjuncted in Pisces on September 18, when the big media news was "extensive poverty in the richest country in the world, the USA!" When planets transit Pisces, they complete agendas that started when they were previously in Aries-1999 for Jupiter, and 1928 for Uranus. Thus, until Jupiter goes back into Aries January 22, 2011, we will be completing and polishing our personal Galactic Underworld creations since 1999. [See Appendix C of The Mayan Code for some very important work on this issue.] In 1928, Uranus in Aries had a lot to do with crashing the stock market in 1929, which was also a time of widespread American poverty and a few wealthy people getting richer. Top-heavy societies crash. While Uranus is in Pisces until March 11, 2011, you still have time to make some financial changes before the coming depression. Since Jupiter is joining Uranus during the last transit in Pisces, there is a strong tendency to enact financial reforms, such as the banking and investment bill that was passed in July in the USA. Financial reforms were a big issue all over the globe during summer 2010, and this pressure will continue to January 2011 when the third and last conjunction occurs in Pisces. Then, when both planets go back into Aries, these changes will activate new paths and systems.

The fascinating thing about the triple conjunction is the Moon's involvement. With Moon/Jupiter/Uranus conjunct in Pisces exactly opposite the Sun moving into Libra, most people will be compelled to overreach themselves to help others out and to focus on their community this fall. If you resist compassionate responses to those in need, the opposing Sun/Saturn in Libra will just push you into it. But, what's the focus? The top of the T-square-Pluto-defines the focus: Pluto in Capricorn is cleaning out negative blocks and liberating the potential for deep revolution. With this potent opposition involving Uranus (change), Jupiter (well-being), Moon (feelings), Sun (self-knowledge), and Saturn (making forms), and with Pluto now direct since September 13, forget about staying out of the fray. We are moving closer to becoming a unified species during 2011. During the fall we will separate the healing elements from the bad energy by means of our personal healing.

Chiron and Neptune in 27 Aquarius are less than thirty seconds apart, so the pressure is off the scale to move through blocks and heal them, as I discussed in detail in my Virgo New Moon reading. Face your inner pain and clear the blockages, and bodywork is needed this fall. The Moon in the 1776 USA chart is 27 Aquarius, so the USA will be the focus for the collective planetary pain. Since the USA has arrogantly persisted in pursuing agendas that even the majority of its own citizens do not support, there may be a massive turning away from the USA agendas. Globally, people cringe in horror as they watch a great country throw itself away in questionable wars that impoverish its people.

Mars and Venus are still traveling together in the sky in Scorpio, so the pressure for male/female balance and harmony is Plutonic. People will demand what they want and need this fall regardless of the consequences. This will not be easy, but this balancing will encourage sharing and fairness. Mercury in exacting and clear Virgo sextiling Mars/Venus in Scorpio signifies an honoring of people's needs and emotions. This will be an emotional fall, a time of deep soul-searching for individuals and communities. New paths will open if you surrender and go with the flow. Stay the course!"

Full article and source: www.handclow2012.com

Tuesday, 7 September 2010

UK Banks causing a double dip?

The Banks were technically bankrupt a couple of years ago but got bailed out by us. Now they want as much cash in as possible, despite the cost to businesses and the economy.

Unfortunately the Banks are not run by people but systems and organic robots – they are only interested in their bottom line and do not care about the economy, taxpayers, you or me.

The dip is coming, not good news for people with equity to lose or poor cash flow – but an opportunity for investors to stock up on houses!

See Simon Zutshi's article below and join his Mastermind Programme to stay ahead of the pack.



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Are the UK Banks causing a second dip?

by Simon Zutshi

"There is a lot of talk in the media at the moment of the possibility of a second dip in the UK housing market. There is a good chance that there could be a second dip particularly when the banks release all of the repossessed property that they are currently holding, into the market. When the supply increases then house prices could fall further, if the demand is not sufficient to soak up the extra supply.

However, I would argue that the demand is there. The two groups who stimulate the market are investors and first time buyers. Investors realise that properties stack up well at the moment, far better than they have for a few years. If you are investing for the long term it does not matter if prices fall in the short term, as long as you can afford to hold by ensuring you buy in an area with strong rental demand and positive cash flow each month after all the expenses. First time buyers are also keen to get on the ladder before prices go up although many of them are uncertain about what the future holds due to all the scare mongering in the press.

The main problem lies with the UK banks and their lending policy. Understandably they have learnt their lesson and I am sure will now lend more responsibly than in the past, which has got to be a good thing. However, for the UK market to recover the lending availability has to improve. The banks are already being cautious by restricting their lending on Buy to Lets to 75% Loan to Value so they have plenty of buffer in case prices fall.

They are also being careful of whom they lend to although I would question the logic behind some of their decisions. The Lloyds TSB banking group now owned by the government (or rather the tax payer) restrict the number of mortgage across its brands to a maximum of nine. Most experienced investors, with a reasonable sized portfolio, would exceed this limit and so would not be able to get further mortgages for any lender in the group including; Birmingham Midshires, Halifax, Lloyds and C&G. Ironically these banks seem to be happy to lend to a complete novice investor, with absolutely no experience and so someone far more likely to make mistakes than an experienced investor to whom they will not lend. It does not really make sense.

But the real problem is that the banks are instructing surveyors to down value properties in their surveys. Most surveyors would say that a property is worth what someone is prepared to pay for it. However, this wide spread policy of down valuing property ignores the fact that there are buyers prepared to pay the agreed price. When the property is down valued the mortgage offer is adjusted down and often not sufficient enough for the buyer to afford the property, so the sale falls through. The surveyors are under pressure from the banks and they don’t want to be sued for getting it wrong.

Willing buyers are not able to make the purchase they want and so the market stagnates as people get stuck in chains and the net effect is less sales. Less sales will lead to a fall in prices and a general down valuing of the market. Thus the second dip that the press seem determined to talk us into.

This is bad news for everyone, including the banks who will have even less security and equity on their existing lending. With many people potentially in negative equity unable to afford to move, the market will stagnate further and take even longer to recover. Again bad news for everyone.

If we are not careful we will get to the point where no one can sell or buy and the only solution will be to do every property transaction as an option. I am convinced purchase lease options will become far more common place over the next few years.

What we need is some positivity in the press to encourage first time buyers to stimulate the market and general easing of lending criteria so that more people can access the funds to buy the property they want to purchase. And ideally an end to this policy of Banks telling surveyors to down value property.

Come on UK Banks….sort it out. As owners of many of the banks, the new government should wake up, smell the coffee and realise what is going on. Unless something changes I predict that the UK Banks will cause a second dip in the UK house market."

Simon Zutshi, - Founder of Property Investors Network