House prices at all time highs - what next?

Do you believe in market cycles and that forecasts can be accurate?

Take a look at the following chart from economist Martin Armstrong who has been predicting these things for Governments and Banks for a long time.

(Note: Graph is 'not to scale' just indicative of Dates and direction
Source: Martin Armstrong, see below)

Also note that the average UK house prices overtook the pre-crash record for the first time recently and US home sales also reached eight year peak and prices all time high. (sources below)

Many people may have forgotten what happened when the prices were this high last time and in a bubble just 7-8 years ago.

The inevitable crash was postponed/minimised by Government intervention and keeping dishonest bankers in business. Politicians supported their friends at the Banks with taxpayer money, so they could continue to launder for criminals, charge excessive fees, rig interest rates in their own favour, pay big bonuses and all the other fraud that has been going on and continues.

This money has flowed away from the 'people' and into the stock market, corporations and CEO pockets. The FED didn't raise interest rates as they probably want a good Christmas of spending from people and enough time to fill their boots.

Politicians have been giving themselves pay rises, whilst the public coffers have been emptied.
Banks don't have enough real assets to cover all the money they gamble with and pay their 'top' employees.
Governments all over the world are in debt and many take out new lines of credit, to try and pay the interest on their previous borrowing. Eventually this will stop.
The race is on between America and a European country to finally admit it can't pay it's debts.

On top of that, the wars and instability being caused is creating mass migration of people looking for a better way of life. So when 'immigrants' turn up expecting a little help, everyone forgets how well off they have been in the past and the fact they are also 'children' of migrants themselves.
These poor people have seen the media and 'adverts' stating America and Western Europe are the richest and best places to live in the world, especially as they have accumulated so many of the worlds resources over the decades/centuries.
(See the TV and movies that sell you the ideal lifestyle, as opposed to the News which is designed to keep you in fear and looking for answers/protection from the Govt.)

OK, I think I'm ranting now so let's get back on track.


So what is likely to happen next?

The bankrupt Governments can't continue printing money at these rates to put into the stock market and interest rates only have one direction to move. When that happens and the markets contract, the stock market bubble and property (real estate) bubble will deflate as well.

My guess is that there is about 1 year (maximum) to get your investments in order and get ready to stick it out for the long term.  The first signs will be from America or a defaulting European country in the next few months before it goes mainstream.


What can you do to hedge yourselves against it happening?

- Sell any properties that are highly leveraged right NOW, which are bringing in a low yield.
When interest rates increase and prices drop, these are the ones that will suck your cashflow and reserves dry.

- Don't buy house for the sake of growing your portfolio (or because you want to move to a new house), only invest for yield with bigger deposits than you would normally want to put down.

- Leverage can work in your favour in an up trending market but it is even more dangerous in a down market.

- Speculators and those investing in new build, big blocks and the new bubble of student accommodation will likely be hit worse.

- Pay down as much as you can on your principle residence.

- Property and business is once again going to become about the long term sustainability as opposed to short term and quick returns.

I learned my lessons the hard way from experience 7/8 years ago. Fortunately I don't have to repeat it this time.  Will you learn from past experience or is another rude awakening required?

The good news is property will become more affordable for people to buy their own homes and there will be the opportunity to buy businesses based on income and yield, instead of simply speculating with borrowed money.


More information here:
http://www.economicconfidencemodels.com/
http://www.theguardian.com/money/2015/jul/28/house-prices-in-england-and-wales-hit-record-high
http://www.propertywire.com/news/europe/us-existing-home-index-2015072310783.html

How to identify a terrorist?

Are you still wondering about the religious wars and the term 'terrorist' used to generally describe muslims these days? As opposed to those using military weapons like drones to murder civilians in countries that the USA is not even officially at war with - Terrorism from the skies!

This post is for those that like to know the facts from as many perspectives as possible, think for themselves, then make up their own mind.  For the rest, head back over to CNN, BBC or pop News channel of choice.

Even the mainstream media does not report about crimes committed by American politicians and war-mongers, as if it's not important for Americans to know.
With mainstream News and print media and newspapers only reporting the 'official' story that they are allowed to broadcast and avoiding any real investigation or journalism that may contradict that story.  Most News reporters are not real journalists or news investigators.
With regards to Wars, the 'winner' writes (or re-writes if necessary) the history books to tell the story the way that they like it.

Listen to President Obama joke about Predator Drones….





Now, what religion is a terrorist and how can you spot them based on what you know?

Who started the First World War? Who started the Second World War? Who killed about 20 millions of Aborigines in Australia? Who sent the nuclear bombs of Hiroshima and Nagasaki? Who killed more than 100 millions of Indians in North America? Who killed more than 50 millions of Indians in South America? Who took about 180 millions of African people as slaves and 88% of them died and was thrown in Atlantic Ocean?

Hitler incinerated 6 million Jews and because of him 60 million were killed in World War 2.
Joseph Stalin (Uncle Joe) killed 20 million people including 14.5 million were starved to death.
Mao Tse Tsung of China killed 20-14 million people.
Benito Mussolini of Italy killed 400,000
Maximilien Robespierre, during the French revolution starved and tortured to death 200,000 & executed 40,000 people
Ashoku in one battle of Kalinga killed more than 100,000 people

In recent bombardments US and NATO are killing 100s of 1000 of innocent people (Not Taliban) just for fun in Afghanistan and Iraq and other countries…

[I won't list all the wars that US, NATO have been involved in, you either know already or have chosen ignorance]

First of all, you have to define terrorism properly...
If a non-Muslim does something bad and kills people, it is crime.
But if a Muslim commits the same, he is terrorist.
So first remove this double standard… then come to the point!


What is the point and how do you spot a terrorist?

The real religion of war is Greed and Power, promoted by politicians and leaders around the world, funded by corporations (which will make a good return on it as well).
They then claim to do it for their own country and the country they are 'liberating'!
And recruit everyday citizens to go do the dirty work, whether it be covertly or openly.

See where the money and control flows to know who is behind creating fear in other countries and their own.

Want to know who is really responsible for attacks?  Who are the real terrorists...  Look up!
(That is not a reference to God but the political structure.)

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I'm surprised this even made it to FOX News, FBI have been shown to be involved in Government false flag terrorist attacks! This is one of the most honest analysis on mainstream media.



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Update: Boston Bombing Suspects not being discussed in mainstream media - Craft International

Do you know there's a private military force called Craft who have a motto - "despite what your mamma told you, violence does solve problems" http://www.thecraft.com/craft_skull.html
Well they were at the Boston Marathon as well! Just sharing the FACTS, that one of these Government Contractors appears to have lost a backpack right next to the blast zone!

Here is a copy of an image found online about Boston Marathon bombing suspects brought up by people who really want to catch those guilty. The FBI and mass media has ignored these pictures that raise many questions. Don't you think it would be worth investigating to catch all the terror creators involved?

Click on the image to the left to see it, then click on it again to enlarge.

Share this information far and wide so the truth is not lost!